Apply online to get loans up to $255* in California. Find the best Cash Loans Direct option for your needs.
We are a state-licensed direct lender offering convenient loan options in California. Explore our rates and terms tailored to California regulations.
| Loan Amount | Fee | Amount of Check | 14-day APR** | 30-day APR** |
|---|---|---|---|---|
| $100 | $17.65 | $117.65 | 460.16% | 214.74% |
| $200 | $35.29 | $235.29 | 460.03% | 214.68% |
| $255 | $45.00 | $300.00 | 460.08% | 214.71% |
| Loan Amount | $100 | $200 | $255 | |
| Fee | $17.65 | $35.29 | $45.00 | |
| Amount of Check | $117.65 | $235.29 | $300.00 | |
| 14-day APR** | 460.16% | 460.03% | 460.08% | |
| 30-day APR** | 214.74% | 214.68% | 214.71% |
Cash Loans Direct is authorized to provide payday loans to California residents. However, consumers are encouraged to explore alternatives for potentially lower-cost options. Conduct thorough research and understand your loan terms before signing your agreement.
Payday loans are short-term, unsecured loans designed to offer quick access to cash for individuals with immediate financial needs. Payday loans can be used for a variety of things including bills, emergencies, or any other short-term funding you may need. Payday loans are meant to provide a temporary solution and should not be used for long term financial needs.
Your loan due date aligns with your next payday, typically less than 31 days. You can select your repayment schedule during the application process with either weekly, bi-weekly or monthly payments. If you are looking to make sure you never miss a payment set up auto-pay or link your bank account. This process guarantees a hassle-free experience, aligning with your financial flow and making repayment simple and stress-free.
If you find it challenging to make your payment, don’t worry. Contact Cash Loans Direct at 800-777-1567 immediately. We’re here to help you explore your options. Reach out before your due date to discuss alternatives and prevent defaulting on your loan, ensuring a collaborative and supportive approach to your financial needs.
At Cash Loans Direct, we believe everyone deserves access to financial support. With over 75+ years of experience we have developed a proprietary process to try to say “yes” more and provide accessibility for as many low credit individuals as possible. In 30 seconds, you can find out if you qualify for one of our lending products.
Feel free to contact us for any remaining questions you may have.
Securing your payday loans online has never been easier than with Cash Loans Direct. Click apply now to get started with your online payday loan application and receive the funds you need when you need them.