Cash Loans Direct is an online loan service provider offering payday loans and installment loans to individuals in need of cash quickly. Cash Loans Direct can work with you to identify the right type of loan for you, process your application online, and deposit funds to your bank without needing to visit a brick-and-mortar location. Our experienced team can walk you through every step of the process to ensure you make the right financial decision for both your short-term and long-term financial situation and planning.

Only if you want to! Our lending process is 100% online. However if you ever get stuck or have questions please feel free to contact us at 800-777-1567.

Our experienced team can walk you through every step of the process to ensure you make the right financial decision for both your short-term and long-term financial situation and planning. Whether you are completing an application for a California payday loan or a Texas Installment loan we are here to assist!

Cash Loans Direct currently offers online loans in Texas and California, with more locations coming soon. Check back to see if you can use Cash Loans Direct in your state!

All you need to apply is your personal information such as name, email, social security number and date of birth. You will also need your income information and bank account info. Check out our pages around specific loan types to learn more about what you will need to provide when applying for a payday loan or installment loan online.

Payday loans are short-term, unsecured loans designed to offer quick access to cash for individuals with immediate financial needs. Payday loans can be used for a variety of things including bills, emergencies, or any other short-term funding you may need. Payday loans are meant to provide a temporary solution and should not be used for long term financial needs.

It is possible to get a payday loan with bad credit. Because payday loans are intended to be repaid on the borrower's next payday, lenders like Cash Loans Direct focus more on the ability to repay the loan in the short term rather than a long-term credit history.

Your loan due date aligns with your next payday, typically less than 31 days. You can select your repayment schedule during the application process with either weekly, bi-weekly or monthly payments. If you are looking to make sure you never miss a payment set up auto-pay or link your bank account. This process guarantees a hassle-free experience, aligning with your financial flow and making repayment simple and stress-free.

If you find it challenging to make your payment, don't worry. Contact Cash Loans Direct at 800-777-1567 immediately. We're here to help and can explore options like a repayment plan, extending your due date, or loan refinancing. Reach out before your due date to discuss alternatives and prevent defaulting on your loan, ensuring a collaborative and supportive approach to your financial needs.

At Cash Loans Direct, we believe everyone deserves access to financial support. With over 75+ years of experience we have developed a proprietary process to try to say “yes” more and provide accessibility for as many low credit individuals as possible. In 30 seconds, you can find out if you qualify for one of our lending products.

Installment loans are structured for larger sums of money, along with more flexible and longer-term repayment periods. Installment loans are ideal for bigger expenses and are a more convenient option for customers needing a more relaxed repayment schedule.

Through Cash Loans Direct, you can have one installment loan at a time. This ensures a straightforward and manageable borrowing experience focusing on responsible lending practices. However, once your loan is fully paid, you can apply for a new loan. If you pay off your loan using an approved debit card, you could qualify for same-day funding.

Qualifying for an installment loan with Cash Loans Direct is easy. To see if you qualify, you just need your personal information, your bank account information, and income amount. Our simplified process prioritizes accessibility, ensuring you can get the guaranteed online loan you need. Finding out if you qualify takes 30 seconds, click here to apply now.

Your payments for the installment loan will be due at the cadence you select, you have the choice of bi-weekly or monthly payments. Your personalized loan agreement will clearly outline the specific details, including due dates and amounts. This ensures transparency and clarity, allowing you to plan and manage your finances effectively throughout the duration of the loan term.