Terms of Use

MMRR Finance d/b/a Cash Loans Direct and its operating divisions, subsidiaries, affiliates, and branches (collectively “MMRR”, “our”, “us”, or “we”) grants you access to our website located at www.cashloansdirect.com (the “Website”) conditioned on your acceptance of these Terms of Use (these “Terms of Use”).

PLEASE READ THESE TERMS OF USE CAREFULLY. These Terms of Use constitute a legally binding agreement BETWEEN you and us, and BY USING THE WEBSITE, YOU AGREE TO BE BOUND AND ABIDE BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MUST CEASE USING THE WEBSITE IMMEDIATELY.

Modifications to these Terms of Use

We reserve the right, in our sole discretion, to modify these Terms of Use at any time without notice to you. We will post all modifications to these Terms of Use on the Website, and they will become effective immediately upon being posted to the Website. Your continued use of the Website following the posting of such modifications constitutes your acceptance of them. Therefore, you should check the Effective Date of these Terms of Use each time that you visit the Website and review any modifications made since the last time that you visited it.

Privacy Policy

We will treat all personal information that you choose to provide to us through the Website in accordance with our privacy policy (the “Privacy Policy”). By using the Website, you consent to the privacy practices set forth in the Privacy Policy, which are incorporated by reference into these Terms of Use.

Website Access

This Website is intended only for use by persons who are at least 18 years of age in the United States. The Website is not intended for use by persons in any jurisdiction or country where such use would be contrary to applicable laws or regulations. We may restrict your access to the Website during times you are in a country for which use of the Website would be prohibited. You are responsible for compliance with all local laws.

To protect the security of your information, we may require you to authenticate your identity (i.e., prove that you are who you say you are) to conduct certain transactions on the Website. You are solely responsible for maintaining the confidentiality of any access credentials that you use to access the Website. If you believe that information that you have submitted through the website has been used without your permission, you must tell us immediately using the contact information below. If you fail to notify us, you may be liable for all unauthorized activity.

Website Content

This Website may provide general information about our products and services. Your eligibility for particular products and services is subject to our final determination, restrictions, and acceptance. We may discontinue or make changes to the information, products, licenses, or services described on this Website at any time. Any dated information is published as of its publication date only. We do not undertake any obligation or responsibility to update or amend any such information. We reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via this Website, no solicitation is made by us to any person to use such information, products, or services in jurisdictions where the provision of information, products, or services is prohibited by law.

Proprietary Materials

The Website contains forms, content, information, trademarks, and other proprietary materials that belong to us and our licensors and that are protected by copyright, trademark, and other intellectual property laws (collectively, “Proprietary Materials”).

You should assume that everything on the Website constitutes Proprietary Materials. Unless otherwise expressly permitted by us in writing, you shall not copy, download, reproduce, distribute, publicly display, publicly perform, prepare derivative works of, or otherwise use or exploit Proprietary Materials. Any commercial use of Proprietary Materials is strictly prohibited. All rights not expressly granted herein are reserved to us and our licensors.

MMRR respects the intellectual property rights of others and take claims of copyright infringement seriously. MMRR will respond to claims of alleged copyright infringement that are properly brought to our attention. If you believe any materials on MMRR’s website infringe upon your copyright, please notify MMRR and provide us with information about the material that is claimed to be infringing and where it is located on the MMRR website as well as information reasonably sufficient to permit MMRR to contact you.

Restrictions

You agree that you will not yourself or through any third party: (i) use the Website in a manner that violates applicable laws or the rights of third parties, including intellectual property laws and third-party rights with respect thereto; (ii) engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website or which may harm us or other users of the Website; (iii) violate the security of the Website, including by using any device, software, or routine that interferes with the proper functioning of the Website, accessing or attempting to access any systems or servers on which the Website is hosted, modifying or altering the Website in any way or forging headers, misrepresenting your identity, or otherwise manipulating identifiers to deceive others; (iv) use automated data extraction tools or manual processes to extract Proprietary Materials from the Website; (v) except as otherwise explicitly provided on certain Proprietary Materials that you may access through the Website, remove, conceal or alter any identification, copyright or other proprietary rights notices or labels on the Website or Proprietary Materials; or (vi) engaging in any other objectionable conduct as determined by us in our sole discretion.

Third-Party Websites

We may include links on the Website to third-party websites that we do not control or operate (each, a “Third-Party Website”). We are not responsible for any information, content, advertising, products, services, or other materials on any Third-Party Website, and the presence of such links does not constitute our endorsement, approval, or sponsorship of any Third-Party Website. If you choose to access any Third-Party Website, you are doing so at your own risk and you will be subject to the terms and conditions of that Third-Party Website. Therefore, before interacting with any Third-Party Website, you should consult the legal terms governing the use of such Third-Party Website. We expressly disclaim any and all liability resulting from your use of any Third-Party Website.

Disclaimer

THE WEBSITE AND PROPRIETARY MATERIALS ARE PROVIDED “AS-IS”, “WHERE-IS” AND “AS-AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MMRR HEREBY EXPRESSLY DISCLAIMS ON BEHALF OF OURSELVES AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS (COLLECTIVELY, THE “MMRR PARTIES”) ANY AND ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NEITHER MMRR NOR ANY OF THE MMRR PARTIES REPRESENTS OR WARRANTS THAT THE WEBSITE WILL BE ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THE WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; NOR DOES MMRR OR ANY OF THE MMRR PARTIES MAKE ANY REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, QUALITY, PERFORMANCE, OR SUITABILITY OF THE WEBSITE OR PROPRIETARY MATERIALS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL MMRR OR ANY OF THE MMRR PARTIES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY (I) CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, INDIRECT, OR SPECIAL DAMAGES OF ANY NATURE ARISING FROM BREACH OF WARRANTY, BREACH OF CONTRACT, NEGLIGENCE, OR ANY OTHER LEGAL THEORY, WHETHER IN TORT OR CONTRACT, EVEN IF SUCH PARTY HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING OR (II) DIRECT DAMAGES IN EXCESS OF ONE HUNDRED U.S. DOLLARS ($100).

Indemnification

You shall indemnify, defend, and hold harmless MMRR from and against any and all claims, actions, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees, costs of collection, and other costs of defense) arising out of or relating to your use of the Website or Proprietary Materials or your violation of these Terms of Use. You further agree that you will cooperate fully in the defense of any such claims. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without our written consent.

No failure, omission, or delay on our part to exercise any right under these Terms of Use will preclude any other further exercise of that right or other rights under these Terms of Use.

Termination

We may, without notice to you, immediately terminate these Terms of Use or terminate your access to the Website if you breach these Terms of Use or engage in conduct that we, in our sole discretion, believe is in violation of applicable law or our rights or the rights of other users of the Website. Upon termination, your right to use the Website and Proprietary Materials will immediately terminate.

Complete Agreement

These Terms of Use and the Privacy Policy constitute the entire agreement between you and us with respect to the subject matter hereof and thereof and supersede all prior and contemporaneous agreements, whether oral or written, between us and you with respect to the same.

Dispute Resolution; Binding Arbitration Agreement

We and you agree that we will attempt to resolve by informal means any and all disputes arising from or relating to the Website or any relationship or dispute between you and us or you and any company or person employed by us, these Terms of Use and any policies or practices of any of the above-mentioned companies or persons (a “Dispute”). If we and you are unable to resolve a Dispute by informal means, the Dispute will be resolved subject to FINAL AND BINDING ARBITRATION as set forth in this section. The arbitration of that Dispute shall be settled by arbitration administered by the American Arbitration Association (AAA) in Dallas, Texas and may only be resolved through an individual arbitration governed by the Federal Arbitration Act to the maximum extent permitted by applicable law. You further agree that we shall not have a legal obligation to mitigate any of our potential or actual losses sustained hereunder.

WE AND YOU GIVE UP OUR RESPECTIVE RIGHTS TO GO TO COURT in connection with any Dispute and such rights will be determined by a NEUTRAL ARBITRATOR, NOT A JUDGE OR JURY. NEITHER WE NOR YOU SHALL BRING OR PARTICIPATE IN ANY CLASS ACTION OR OTHER CLASS PROCEEDING IN CONNECTION WITH ANY DISPUTE. Neither we nor you agree to class arbitration or any other arbitration proceedings where a person brings a dispute as a representative of other persons.

Governing Law

These Terms of Use and all Disputes will be governed by and construed in accordance with the laws of the State of Texas without reference to the choice of law provisions of any jurisdiction.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the invalid or unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision, and the remainder of these Terms of Use will remain in full force and effect.

Contact Us

If you have any questions about these Terms of Use, please contact us at customerservice@cashloansdirect.com or 1-800-330-0718